The healthcare crisis in America is not sustainable. Costs are rising. Families are struggling. And too many people are one emergency away from financial disaster. At BPC Works Corp, twenty-five percent of our funding is dedicated to helping solve this crisis.

We are exploring two primary solutions.

The first option is launching our own medical insurance company. Because we don’t have shareholders to satisfy, only members to serve, our goal would not be maximum profit — it would be maximum good. That means offering insurance at the lowest cost possible while maintaining responsible operations. This would not be a free service. It would be low-cost and member focused. If we pursue this route, we will likely begin in select states and expand as capital and licensing allow.

• It will be complex.
• It will require regulatory navigation.
• But we are prepared for that challenge.

The second option — and possibly the strongest long-term solution — is a structured, crowd-funded medical bill sharing program. This would be designed for serious members seeking an affordable healthcare alternative. Here is what a potential individual non-smoker plan could look like:

• One doctor visit per month. If unused, visits could be banked — up to three visits in a single month. Labs would be included with covered visits.
• Emergency room services would be covered for true emergencies only — not convenience use.
• Members could add prescription coverage for an additional $50 per month, with a $500 limit.
• There would be no deductibles
• No co-pays
• Only the monthly plan cost

However, extra visits beyond the limit, non-emergency ER misuse, and prescription limits would not be covered.

• Estimated pricing could be approximately $260 per month for an individual.
• Family members could be added at roughly $100 per person.
• Prescription coverage would be $50 per person.
• Smokers and individuals with preexisting conditions would have higher plan rates.

Members may pay upfront and be reimbursed with documentation, or we may establish partnerships allowing direct billing. Pre-payment assistance could also be structured.

If, for any reason, we are unable to establish either model — which we believe is unlikely — we will continue saving capital until we can. And if necessary, we will explore opening low-cost member clinics, and potentially even hospitals.

We are committed to deploying one hundred percent of our healthcare budget toward solutions — whether profitable or not.

Because we do not love money. We serve members. And you are not just a member — you are family.

Membership is not tax deductible. We are a for-profit business.

Each month, members may request placement on our healthcare interest list. When we launch, priority will go to members with the longest continuous registration.

If you are a member and would like to be added to the healthcare interest list, please fill the form out below with your name and state. Submit once per month if you choose. Your feedback strengthens our case as we build capital and pursue licensing. Phone number is required to track membership, but we do not share your information or contact you unless you request further assistance.

Tell your friends. Tell your family. Tell your coworkers. The more members we have and the more services purchased, the more solutions we can build.